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Merchant Processing

As one of the largest and most established credit card processors in Michigan, MRA handles credit card processing for thousands of Michigan businesses. MRA members receive some of the lowest processing rates in Michigan and enjoy MRA’s personal, professional customer service.

MRA services all major cards -- Visa, MasterCard, Discover and American Express -- and offers a variety of deposit options. Special rates are available for retailers with a high average ticket. There are no extra fees for setup, supplies, chargebacks, terminal reprogramming and address verification.

Point-of-sale debit card processing is also available, offering smaller transaction fees, increased customer convenience and reduced risk of fraud. When you’re ready for Internet sales, MRA can enable your webstore to accept secure online credit card orders.

No matter what size or type of business you have, MRA has a credit card solution for you.

Program administered by Michigan Retailers Services, Inc., a registered Independent Sales Organization for CB&T, Columbus, GA.

Michigan Retailers Services, Inc. is a member in good standing of the Electronic Transactions Association.

For more information on signing up for MRA merchant processing, contact your regional marketing representative or fill out our online information request form.


Translink

TransLink provides online access to the information you need to manage your credit card sales efficiently. Get up-to-date information whenever you want. You won’t have to make a phone call or wait for a hardcopy report. Just login to TransLink for instant access to your statements, chargebacks and transaction details. We developed this forward-looking system to anticipate your needs, add value and deliver unbeatable responsiveness.

TransLink’s expansive database contains a wealth of information to help you manage your business and save you time. For example, all of your company’s transactions are kept in the system for 12 months — no more searching through stacks of receipts or boxes of files!


Gift Cards

MRA’s electronic gift card program allows you to input the exact denomination the customer wants at the time of the transaction. In addition, you can personalize the cards with your name.

You can access a complete record of the gift card transactions via the Internet, and your customers can even look up their own individual balances via the Internet.

 

• More secure than paper certificates
• Upscale state-of-the-art image
• No cash back in change
• Reusable

Frequently Asked Questions


Remote Deposit

Through an industry-leading partnership with the Michigan Bankers Association, members of Michigan Retailers Association can deposit the checks they receive from customers without leaving their office. Remote Deposit allows a business to simply scan the checks and electronically present them to any bank. Our system is capable of handling ALL types of US checks: business, personal, corporate, government, money orders, even travelers checks.