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Retailers Mutual Insurance Company
Retailers Mutual provides cost-saving workers’ compensation insurance to a wide array of businesses, non-retail and retail. It is "the new company with a 25-year track record" because it was formed on January 1, 2006, by conversion of Retailers Fund, MRA’s 25-year-old group self-insurance fund.

Low rates, up-front premium credits, cash-back dividends, quality coverage and the highest level of personal service were the hallmarks of Retailers Fund. Retailers Mutual builds on that winning record in providing coverage to a wide array of businesses across Michigan.

Retailers Mutual forms


Health insurance
MRA offers a full range of Blue Cross Blue Shield of Michigan health insurance options including employer-sponsored group health plans and individual health plans. Choose from a variety of health plans and prescription copays, including Blue Cross traditional coverage and Community Blue PPO plans.

With the full Blue Cross menu available to members, MRA can tailor a health insurance plan to meet your needs and budget. We’ll help you reduce your premium by eliminating the coverages you don’t need.

For a no-obligation quote for a group health plan, contact MRA's Linda Pollock at 800.366.3699 or lpollock@retailers.com.

Employer-sponsored group health insurance forms

MyBlue individual health plan online enrollment


Dental insurance
MRA's self-insured dental plan is administered by Delta Dental Plan of Michigan and is open to groups as small as two subscribers. Two coverage options are available. Plan A has no deductibles and provides 100-percent coverage of diagnostic and preventive services, such as oral examinations and x-rays. Plan B, a less expensive option, has a small yearly deductible and provides 80-percent coverage of preventive services.

For a no-obligation quote, contact MRA's Linda Pollock at 800.366.3699 or lpollock@retailers.com.

Dental insurance forms
Privacy Practices (PDF: 68 KB)


DeltaVision
MRA’s vision plans allow members to access flexible, high-quality vision benefits. These plans, underwritten by DeltaVision (a division of Delta Dental Plan of Michigan) include specially negotiated pricing on eye exams, eyewear, contact lenses, and laser vision correction. These plans are available to groups as small as two people. More information about DeltaVision is available at www.deltadentalmi.com/deltaVision.

Summary of DeltaVision Plan Benefits (PDF: 168 KB)
Delta Vision Plan forms


Life and disability insurance
MRA members can purchase life insurance policies at group rates through Unimerica. Participants can purchase basic, supplemental or dependent coverage with guaranteed issue amounts based on participant size.

Short-term disability insurance (26-week benefit period) with varying benefit levels is also available through Unimerica to MRA members.

For a no-obligation quote, contact MRA's Linda Pollock at 800.366.3699 or lpollock@retailers.com.

Life and disability insurance forms