For Immediate Release

January 12, 2006

LANSING — Joseph Kay, owner of Northland Tire and Service, Inc., an automotive service facility in Southfield, serves as vice chair of the Board of Directors of the new Retailers Mutual Insurance Company.

The board oversees the activities of the new company, which was established by conversion of Retailers Fund, Michigan Retailers Association’s highly successful group self-insurance workers’ compensation program.

Kay was first elected to the Retailers Fund Board of Trustees in 1998 and was elected vice chair in 2005. When Retailers Fund was converted to Retailers Mutual, its board of directors was established from the former Retailers Fund board.

He also serves as President of the Michigan Tire and Vehicle Service Association and is a member of the Tire Association of North America.

Retailers Mutual Insurance Company provides cost-saving workers’ compensation insurance to a wide array of businesses, non-retail and retail. Headquartered in Lansing, it was established by Michigan Retailers Association in January 2006.

Note: Photo is are available in electronic format by contacting MRA’s Retha Lachance at 800.366.3699 or rlachance@retailers.com.