Benefits of Michigan Retailers Processing
We service all major cards (Visa, MasterCard, Discover and American Express) and offer a variety of deposit options.
• NEW: Check out our fast and easy business loans through our Lendio partnership!
• Competitive Rates and No Hidden Fees
• Free Setup, Supplies, Chargebacks, Terminal Reprogramming
• No Long-Term, “Handcuff” Contracts
• Automatic Data Breach Protection• Flat-Rate Option for Easiest Bookkeeping
• No Monthly Minimums
• Point-of-Sale, Website, Computer, Smartphone and Tablet Processing
• EMV/Chip Card Compliant Terminals
EMV/Chip Card Terminals
Protect yourself from chargeback liability. We make the switch to EMV simple and affordable. We offer 50 percent off EMV terminals.
Mobile EMV Credit Card Processing
Process secure credit card transactions with your Smartphone, using the SwipeSimple cardreader and payment gateway from Michigan Retailers Association. Or process securely with your tablet using the ShopKeep cardreader and payment gateway.
Web-Based Processing
Transaction Express is our web-based payment processing engine that serves as a Virtual Terminal for secure credit card transactions. It allows you to use the Internet to do everything you can do on a conventional POS system. Features include Payment Gateway, Batch Upload, ACH Processing, Recurring Billing, Back-Office Integration and more.
E-Commerce
Authorize.Net is our “payment gateway” that connects your website to the credit card authorization system. Authorize.Net takes information from your online shopping cart and processes it through the system to get an approval code, using a secure connection to protect all data. The Authorize.Net payment gateway solution is compatible with most online shopping cart programs.
Flat-Rate Processing
We offer a simple approach that takes the guesswork out of credit card processing fees. It’s simple because it’s the same rate on every transaction, no matter how you process it. The flat-rate option is in addition to MRA’s regular lineup of expert processing solutions.
Online Reporting
TransLink provides online access to the information you need to manage your credit card sales efficiently. TransLink provides secure, instant access to your statements, chargebacks and transaction details. No more searching through stacks of receipts or boxes of files.