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About MRA
Merchant Processing
Insurance
Advocacy
Get Engaged
The Newstand
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Credit Card Processing Solutions Tailored to Your Business Needs
Credit card processing is one of the most valuable and widely used benefits of MRA membership.
Our competitive rates and industry-leading expertise keep more of your money in your business where it belongs.
Businesses that Switch Save an Average of 36% on Merchant Processing Fees
Pair it with personalized support to help businesses of all sizes reduce fees and run more efficiently. No matter how you’re taking payments - in person, online, or over the phone - our solutions are built to fit your retail needs.
Modern Terminals & Point-of-Sale Systems
Competitive Rates & No PCI Compliance Fees
Local Customer Service with 1:1 Onboarding
We Bring Clarity, Savings, and Real Community to the People Who Power Michigan’s Economy.
No long-term contracts
Personal customer service
Free data breach protection
Free terminal receipt paper
No chargeback fees
No monthly minimum
Terminals
Mobile
Move with your customers and take payments on the go! With Michigan Retailers Association's mobile payment solutions, anything is possible. Update your inventory on the road, access real-time reports, send quick invoices, and give your customers the option to pay through text.
Stand-Alone
MRA's variety of stand-alone terminals offer simple and cost-effective ways to accept credit card payments. Accept payment via chip, tap, and swipe, text or email receipts, and operate wirelessly off WiFi or 4G.
Virtual
Virtual terminals allow you to process credit card transactions on any internet-connected device securely. Unlock a unified solution for all of your website and in-person transactions, and put your customers first with a simple, all-in-one payment solution.
POS Systems
Genius POS
Make your day-to-day operations easier with Genius POS, offering an easy-to-use platform that lets you manage employees, track inventory, manage pricing, and understand your customers better. Genius' enhanced features like streamlined reporting and payment analytics allow you to make smarter decisions and run your business more effectively.
Clover
A powerful POS system that hustles as hard as you do. Accept payments easily by credit or debit, checks, cash, and contactless payments in-store, online and by phone. Connect with your customers effectively, keep your data secure, and stay on top of your business performance with Clover.
Genius for Restaurant
Delight guests from tableside to takeout with Genius for Restaurants. Meet guests where they want to dine, powering to-go and delivery with online ordering. Featuring loyalty programs, reservations, and other business management integrations, Genius is a smart, modern solution for your restaurant.
e-Commerce, Gateways, & Integrations
We support thousands of integrated solutions for businesses across all industries and sizes. Our processing solutions integrate with countless e-commerce, software, and POS solutions through hundreds of gateways that link merchant processing with third-party solutions.
& many more!
Surcharging & Cash Discount Programs
MRA members see an average of 75% reduction on credit card processing fees through our surcharge program.
Getting Started
Get in touch with a representative to learn more about our suite of credit card processing solutions, get a free statement review, or receive a quote to see how much your business could save by switching to MRA's merchant processing services.
