Insurance Programs

The Michigan Retailers Association helps retailers of all sizes navigate options for all types of insurance, including workers compensation, health, dental, vision, life and disability. Learn from the experts and benefit from discounted rates.

MRA Private Insurance Exchange

The Michigan Retailers Association’s Private Insurance Exchange was created exclusively for our members. Our easy-to-use tool helps you control costs while allowing your employees to choose benefits that suit them best.

Our four-step process is easy:

  1. REGISTER your employer information
  2. QUOTE the available plans and pricing
  3. REVIEW products like dental and vision
  4. ENROLL in benefits through your portal
Get Started

Workers' Compensation Insurance

For more than 30 years, Retailers Insurance Company has provided affordable workers’ compensation insurance to a wide variety of Michigan businesses, including retailers and non-retailers. Our insurance comes with EFT Guard protection against bank fraud and higher employer liability limits than our competition. As a policyholder, you become a member of Michigan Retailers Association, giving you access to discounted services, an easy-to-use private health exchange, college scholarships and more. Retailers Insurance Company policies are available through a carefully selected network of Independent Insurance Agents. 

Find a Retailers Insurance Agent near you or call us at 800.366.3699.

Michigan Grocers Fund

Members of Michigan Grocers, a division of Michigan Retailers, have two options for workers’ compensation insurance through their membership: The above-mentioned Retailers Insurance Company and The Michigan Grocers Fund.

The Michigan Grocers Fund is a dividend-paying group self-insurance fund that was organized in 2014. It has a strong track record. Get more information about the fund at