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Help Protect Your Business with Workers' Compensation that Works for You
Retailers Insurance Company, the insurance arm of MRA, offers high-quality workers’ compensation coverage to businesses across Michigan and Indiana. For over 40 years, we've helped businesses in industries like agriculture, manufacturing, healthcare, retail, transportation, and more get the protection they need—backed by a financially sound insurer with an “A’ Unsurpassed” Financial Stability Rating from Demotech.
How the Program Works
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Get access to competitive workers’ comp. rates through Retailers Insurance Company
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Enjoy enhanced coverage, including built-in cyber liability and terrorism protection
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No service fees, no hidden costs—just flexible payment plans and exceptional service
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MRA membership is included with your policy
What You’ll Get
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$2 million standard employers’ liability coverage (vs. the $500,000 industry standard)
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Cyber Liability Program with $100,000 coverage for privacy breaches and cyber deception
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Automatic terrorism coverage
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Access to MRA business tools and resources
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No service fees, regardless of payment plan
Discounts Available If You Have:
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Employee-sponsored health insurance
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Pre-employment medical exams
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Drug screening
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Video surveillance
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Light duty return-to-work program
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Active safety program
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Employee assistance program
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Aflac workplace group benefits
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Strong internal business practices
Two Coverage Options for Grocers
Are you a member of the Michigan Grocers division? You have two great options:
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Retailers Insurance Company (as outlined above)
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Michigan Grocers Fund – a dividend-paying self-insurance fund formed in 2014 with a strong track record
Learn more at migrocersfund.org →
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Reach out to our team to find the best workers’ comp. coverage for your business—or find a Retailers Insurance agent near you.
Call us at 800.366.3699 and let’s talk.