• Members get access to competitive workers’ compensation rates through Retailers Insurance Company

• Enjoy a better policy, with enhanced coverage including built-in cyber liability and terrorism protection

• RIC is small enough to have excellent personal customer support and big enough to back any of your insurance claims.

• Backed by a financially sound insurer with an “A’ Unsurpassed” Financial Stability Rating from Demotech.

• $2 million standard employers’ liability coverage (vs. the $500,000 industry standard)

• Cyber Liability Program with $100,000 coverage for privacy breaches and cyber deception

• Automatic terrorism coverage

• Convenient payment plan options with no service fees
  
  
• Policyholder ResourceHub
  
  

• Access to MRA member benefits, business tools, and resources

• Employee-sponsored health insurance

• Pre-employment medical exams

• Drug screening

• Video surveillance

• Light-duty return-to-work program

• Active safety program

• Employee assistance program

• Aflac workplace group benefits

• Strong internal business practices

Are you a member of the Michigan Grocers division? You may be eligible for two great options for workers' compensation insurance:

Retailers Insurance Company ☂

(as outlined above)

Michigan Grocers Fund 🛒

A member-owned workers' compensation program, keeping workers' compensation costs low, reliable, and predictable for grocers and the supermarket industry.

🛒 Learn more at migrocersfund.org →