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Group Insurance Programs for Small Businesses

Whether you have two employees or 200, our insurance experts will work with you to select the right offerings for your organization. 

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Health Insurance
Health Insurance
  • Blue Cross Blue Shield of Michigan
  • Blue Care Network
  • HAP
  • Priority Health
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Dental Insurance
  • Retailers Insurance Company, administered by Delta Dental of Michigan
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Vision Insurance
  • VSP
Medical
Life & Disability Insurance
  • United Healthcare

Employers can make changes to their plan anytime during the year. Insurance carriers usually require a 30- to 45-day lead time. Individuals can enroll in an individual health insurance plan during the annual open enrollment period that runs from Nov. 1 through Dec. 15.

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Aflac Offerings

MRA has partnered with Aflac to serve our membership and provide essential and necessary resources to employers and their employees.

Aflac is the leader in voluntary supplemental benefits at the worksite. Many insurance options bring value to your staff and pay cash benefits when medical events occur. The benefits received are used toward out-of-pocket medical expenses, non-medical expenses, and income loss, which likely occurs when unexpected accidents or illnesses happen.

The programs include:

  • Accident Advantage
  • Hospital Choice
  • Cancer Protection
  • Critical Illness

Looking for solutions to streamline employee communication, education, and enrollment? These strategies can be provided at no or little cost to our members:

  • Benefit enrollment platforms
  • Value-added services such as Fraud Protection and Medical Bill Saver
  • 5% discount on Retailers workers’ compensation, when paired with Aflac
  • WOTC (Work Opportunity Tax Credit) solutions and support
  • Digital technology solutions to drive employee engagement in benefits
  • FICA tax savings to both employer and employees
  • Benefit counselor supported core enrollment
  • Support for complex enrollments

 

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Interested in learning more?
Contact us below
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Workers' Compensation Insurance

For over 40 years Retailers Insurance Company has provided the finest insurance coverage and customer service at an affordable price.
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Questions about offering insurance to your employees? 

Contact our insurance expert, Ally Nemetz, for more information.