Affordable, simple credit card processing solutions

Whether you’ve been in business for years or are just starting out, we have the merchant processing solution that’s just right for you. We’ll show you – in writing – why you’ll benefit from Michigan Retailers processing.







Benefits of Michigan Retailers Processing

We service all major cards (Visa, MasterCard, Discover and American Express) and offer a variety of deposit options.

• Competitive Rates and No Hidden Fees
• Free Setup, Supplies, Chargebacks, Terminal Reprogramming
• No Long-Term, “Handcuff” Contracts
• Automatic Data Breach Protection• Flat-Rate Option for Easiest Bookkeeping
• No Monthly Minimums
• Point-of-Sale, Website, Computer, Smartphone and Tablet Processing
• EMV/Chip Card Compliant Terminals

EMV/Chip Card Terminals

Protect yourself from chargeback liability. We make the switch to EMV simple and affordable. We offer 50 percent off EMV terminals.

Mobile EMV Credit Card Processing

Process secure credit card transactions with your Smartphone, using the SwipeSimple cardreader and payment gateway from Michigan Retailers Association. Or process securely with your tablet using the ShopKeep cardreader and payment gateway.

Web-Based Processing

Transaction Express is our web-based payment processing engine that serves as a Virtual Terminal for secure credit card transactions. It allows you to use the Internet to do everything you can do on a conventional POS system. Features include Payment Gateway, Batch Upload, ACH Processing, Recurring Billing, Back-Office Integration and more.


Authorize.Net is our “payment gateway” that connects your website to the credit card authorization system. Authorize.Net takes information from your online shopping cart and processes it through the system to get an approval code, using a secure connection to protect all data. The Authorize.Net payment gateway solution is compatible with most online shopping cart programs.

Flat-Rate Processing

We offer a simple approach that takes the guesswork out of credit card processing fees. It’s simple because it’s the same rate on every transaction, no matter how you process it. The flat-rate option is in addition to MRA’s regular lineup of expert processing solutions.

Online Reporting

TransLink provides online access to the information you need to manage your credit card sales efficiently. TransLink provides secure, instant access to your statements, chargebacks and transaction details. No more searching through stacks of receipts or boxes of files.

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