Group Insurance Programs

MRA provides insurance coverage for small and large groups.

Our reputable insurance carriers include:

     Health – Blue Cross Blue Shield of Michigan, Blue Care Network, HAP; Priority Health, Physicians Health Plan and McLaren Health Care.

     Dental – Retailers Insurance Company, administered by Delta Dental of Michigan

     Vision – VSP

      Life and Disability – Guardian and Unimerica Insurance Company.

Employers can make changes to their plan anytime during the year. Insurance carriers usually require a 30 to 45-day lead time. Individuals can enroll in an individual health insurance plan during the annual open enrollment period that runs from Nov. 1 through Dec. 15.


Aflac logoNEW Aflac Offerings

We are pleased to announce that MRA has entered into a relationship with Aflac to serve our membership and provide essential and necessary resources to employers and their employees.

Aflac is the leader in voluntary supplemental benefits at the worksite. There are many insurance options which bring value to your staff and pay cash benefits when medical events occur. The benefits received are used toward out-of-pocket medical expenses, non-medical expenses, and income loss which likely occurs when unexpected accidents or illness happens. The programs include:

  • Accident Advantage
  • Hospital Choice
  • Cancer Protection
  • Critical Illness

Employers are looking for solutions to streamline employee communication, education, and enrollment. Because of our partnership, these resources are available to our members, and are supported by Aflac. Most of these strategies can be provided at no or little cost to our members:

  • Benefit enrollment platforms
  • Value-added services such as Fraud Protection and Medical Bill Saver
  • 5% discount on Retailers workers’ compensation, when paired with Aflac
  • WOTC (Work Opportunity Tax Credit) solutions and support
  • Digital technology solutions to drive employee engagement in benefits
  • FICA tax savings to both employer and employees
  • Benefit counselor supported core enrollment
  • Support for complex enrollments

Questions? Email or call our insurance expert, Ally Nemetz, at 800.366.3699  x350 or

Contact MRA for a quote  Join MRA  Workers' Comp. Insurance