Michigan Grocers Fund: a member-owned workers’ compensation

The Michigan Grocers Fund was established in 2014 with the sole purpose of keeping members’ workers’ compensation costs low, reliable and predictable. Owned and operated by its members, the Michigan Grocers Fund offers the same protection as an insurance company.

The difference lies in the way settlements work – the decision making board is composed of members, who understand the grocery business and the challenges it brings. 

As a reward for ensuring the safety of employees, the Fund returns all premiums not used for claims or administrative expenses to members. Since the Fund’s inception, members have received $3,377,000.

Are you eligible to join the Michigan Grocers Fund? Find out here: migrocersfund.org.