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Best practices to avoid chargebacks and minimize losses

top five chargeback reasons

What is a chargeback?

A chargeback, also referred to as a payment dispute, occurs when a cardholder questions a transaction and asks their card-issuing bank to reverse the transaction.

Best practices to avoid chargebacks and minimize losses:

  1. Do not complete a sale if the authorization request was declined.

Michigan Retailers Celebrate a Decade of Buy Nearby Campaign

Buy Nearby 10-year logo

MRA campaign teaches consumers the economic benefits of shopping locally; if Michigan consumers redirected 10 percent of their out-of-state e-commerce spending to local retailers, it would add about $3 billion to the state’s economy.

The Benefits of Youth Employment

Randall Harrison headshot

By: Randall Harrison, State Assistant Administrator, Labor Division, Michigan Department of Labor and Economic Opportunity

What is Youth Employment?

Youth employment is defined as the engagement of a minor 14 to 17 years of age to work by a person,

Introducing MRA’s Retail Ambassador Program

Ensuring the voices of Michigan retailers are heard in Lansing and Washington, DC is one of Michigan Retailers Association’s prime reasons for establishment nearly 100 years ago.

From the Archives: Buy Nearby launches in 2013

Michigan Retailer

April 2013 | Vol. 38 | No. 2

Every now and then, we stumble upon gems from our archives.

A decade ago, we announced the launch of our Buy Nearby program.

Regulatory Rundown: April/May 2023 Michigan Retailer

Capitol dome image

Regulations Affecting Your Business


State set to repeal Right-to-Work law

By the time you read this, it’s anticipated that Gov. Whitmer will have signed legislation repealing Michigan’s 2012 Right-to- Work law.

Under the Dome: Everything’s Different, Everything’s the Same

Amy Drumm

The next two years are going to be different.

But they always are. New legislative leadership brings new priorities; a changing of the guard. Everyone around Lansing is adjusting to the changes and getting to know new faces.

Division Spotlight: Michigan Retail Hardware Association

On July 9, 1895, twenty Michigan hardware retailers convened in Detroit, and organized the Michigan Retail Hardware Association.

The group was incorporated in 1914 and worked toward the enactment of state and national legislation on behalf of the retail,